Protect What Keeps Your Business Moving
Protect What Keeps Your Business Moving
Commercial Insurance & Asset Protection
Mining & Rehabilitation
We include cover for environmental liability, rehabilitation guarantees, public liability, and equipment risk—designed to support compliance and operational continuity in high-impact mining environments.
Liability Insurance
Our liability insurance solutions include protection for directors, employees, digital assets, products, and third-party claims covering key legal and financial exposures in modern business.
Engineering Insurance
Engineering & Contractors Insurance includes cover for machinery, plant, equipment, project works, installation risks, and third-party damage—supporting businesses through the full project lifecycle.
Commercial Insurance
Our business asset protection includes cover for company vehicles, mobile equipment, stock, and contents—guarding against accidents, theft, weather damage, and civil unrest.
Your business relies on vehicles, tools, stock, and essential equipment every single day. But these assets are exposed to unpredictable risks; from road accidents and theft to natural disasters and civil unrest. One incident can cause operational delays, unexpected expenses, or even shut down your services.
Accidents Happen
Even the best-run businesses face risks. Fire, theft, or equipment loss can disrupt operations and drain cash flow. Commercial insurance protects your assets and keeps you moving. Many think, “It won’t happen to us,” until it does.
Risk Mitigation for Everyday Business Realities
Stay prepared for theft, fire, accidents, and unrest, because in business, risk is real.
Whether you're carrying tools, electronics, or valuable personal items, our All Risk policy ensures you're protected beyond the office. This flexible solution covers:
- Mobile equipment
- Laptops & smartphones
- Specialised tools
- Watches or personal business items
Ideal for professionals and teams who are always on the move.
With extreme weather events and civil unrest on the rise, protecting your business premises is more important than ever. This cover helps you recover from losses due to:
- Storm damage
- Fire
- Theft
- Riots and public unrest
Safeguard your inventory, office contents, and equipment, so downtime doesn’t mean disaster.
Ideal for retailers, warehouses, offices, and any SMEs with on-site stock and equipment
From delivery vans and executive vehicles to heavy commercial vehicles (HCVs), our comprehensive motor cover shields your business against the daily dangers of South African roads.
This includes protection from:
- Accidents
- Fire
- Theft
- Third-party liabilities
Keep your business moving, no matter the road ahead.
Ideal for couriers, sales teams, logistics operators, and businesses managing mixed fleets
Fleet & Motor Insurance
All Risk Cover
Stock & Contents Insurance
All Risk Cover
Whether you're carrying tools, electronics, or valuable personal items, our All Risk policy ensures you're protected beyond the office. This flexible solution covers:
- Mobile equipment
- Laptops & smartphones
- Specialised tools
- Watches or personal business items
Ideal for professionals and teams who are always on the move.
Stock & Contents Insurance
With extreme weather events and civil unrest on the rise, protecting your business premises is more important than ever. This cover helps you recover from losses due to:
- Storm damage
- Fire
- Theft
- Riots and public unrest
Safeguard your inventory, office contents, and equipment, so downtime doesn’t mean disaster.
Ideal for retailers, warehouses, offices, and any SMEs with on-site stock and equipment
Fleet & Motor Insurance
From delivery vans and executive vehicles to heavy commercial vehicles (HCVs), our comprehensive motor cover shields your business against the daily dangers of South African roads.
This includes protection from:
- Accidents
- Fire
- Theft
- Third-party liabilities
Keep your business moving, no matter the road ahead.
Ideal for couriers, sales teams, logistics operators, and businesses managing mixed fleets
Whether you're carrying tools, electronics, or valuable personal items, our All Risk policy ensures you're protected beyond the office. This flexible solution covers:
- Mobile equipment
- Laptops & smartphones
- Specialised tools
- Watches or personal business items
Ideal for professionals and teams who are always on the move.
With extreme weather events and civil unrest on the rise, protecting your business premises is more important than ever. This cover helps you recover from losses due to:
- Storm damage
- Fire
- Theft
- Riots and public unrest
Safeguard your inventory, office contents, and equipment, so downtime doesn’t mean disaster.
Ideal for retailers, warehouses, offices, and any SMEs with on-site stock and equipment
From delivery vans and executive vehicles to heavy commercial vehicles (HCVs), our comprehensive motor cover shields your business against the daily dangers of South African roads.

This includes protection from:
- Accidents
- Fire
- Theft
- Third-party liabilities
Keep your business moving, no matter the road ahead.
Ideal for couriers, sales teams, logistics operators, and businesses managing mixed fleets
Important Notice
The insurance products described on this page are subject to the specific terms, conditions, exclusions, and limits outlined in each individual policy wording. Cover is not automatic and depends on the nature of the risk, the information disclosed, and the insurer’s underwriting criteria.
This page is intended to provide general guidance only and does not constitute financial advice or a binding offer of insurance. For full details on applicable cover, claim requirements, and eligibility, please speak to one of our licensed advisors or request a copy of the relevant policy wording.
Odiglo (Pty) Ltd is an authorised Financial Services Provider (FSP No. 44274).
Curious About What Our Clients Have To Say?
When our delivery vehicle was involved in an accident, I braced for major delays. Odiglo handled the entire process clearly, told us exactly what was needed, and kept me updated without me having to chase. The claim was wrapped up with zero drama, and we were able to keep serving clients without missing a beat.
Janny S. – CFO, Building Material Supplier
6 months ago
Answa M – Project Manager, Plant & equipment rental
1 month ago
Our insurance across multiple sites had grown messy over the years, overlapping items, uneven limits, and scattered renewal dates. Odiglo mapped everything, consolidated policies, aligned terms, and removed duplication. The result is a clean schedule that the team understands, fewer admin headaches, and coverage that actually mirrors our risks
We were paying more than we needed to for less cover than we wanted. Odiglo shopped the market, restructured our fleet, stock & contents, and All Risk, and clarified the wording. Our monthly premium dropped noticeably, with broader protection where it counts. Real savings, no nasty surprises.
Sipho M. – Civil Contractor
3 months ago
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