Most businesses don’t realise they’re underinsured until it’s too late. After a cyber breach, a fleet accident, a rejected liability claim, or the realisation that environmental provisions for mine rehabilitation are 5 to 10 times underfunded under looming NEMA regulations. Generic cover often misses what matters.
When Risk Is Real, Generic Insurance Fails You.
We Work With The Best
Tailored insurance for real-world risk.
Give us consent to investigate for you.
By submitting your details, you give Odiglo (Pty) Ltd consent to contact you for additional information, verify your business risk profile, and liaise with third parties if needed to provide accurate insurance quotes, all in line with POPIA regulations.
Mining & Rehabilitation
We assist with insurance strategies tailored for mining liability and rehabilitation requirements, offering insight into compliance and financial risk considerations.
Cyber & Data Risk
Cyber exposure is growing. Our independent advice helps you explore insurance options suited for digital risk management and regulatory alignment.
Construction Insurance
Construction work brings multifaceted risk. We help you assess cover options that reflect your project’s scope, timelines, and contractual obligations.
Engineering & Liability
From operational liability to equipment risk, we work with you to identify suitable insurance solutions that fit your industry-specific needs.
Construction Insurance
Construction work brings multifaceted risk. We help you assess cover options that reflect your project’s scope, timelines, and contractual obligations.
Engineering & Liability
From operational liability to equipment risk, we work with you to identify suitable insurance solutions that fit your industry-specific needs.
Our Solutions
We assist with insurance strategies tailored for mining liability and rehabilitation requirements, offering insight into compliance and financial risk considerations.
Mining & Rehabilitation
Commercial Liability
Commercial Liability Insurance protects your business from legal claims, damages, or losses linked to your operations. From theft and fraud to injury or cyber threats, this cover helps you manage real-world business risks.
Construction work brings multifaceted risks. We help you assess cover options that reflect your project’s scope, timelines, and contractual obligations.
Construction Insurance
From operational liability to equipment risk, we work with you to identify suitable insurance solutions that fit your industry-specific needs.
Engineering & Liability
Construction Insurance
Construction work brings multifaceted risk. We help you assess cover options that reflect your project’s scope, timelines, and contractual obligations.
Engineering & Liability
From operational liability to equipment risk, we work with you to identify suitable insurance solutions that fit your industry-specific needs.
Our Solutions
Commercial Liability
Commercial Liability Insurance protects your business from legal claims, damages, or losses linked to your operations. From theft and fraud to injury or cyber threats, this cover helps you manage real-world business risks.
Engineering & Liability
From operational liability to equipment risk, we work with you to identify suitable insurance solutions that fit your industry-specific needs.
Mining & Rehabilitation
We assist with insurance strategies tailored for mining liability and rehabilitation requirements, offering insight into compliance and financial risk considerations.
Construction Insurance
Construction work brings multifaceted risk. We help you assess cover options that reflect your project’s scope, timelines, and contractual obligations.
Your risk isn't one dimensional. Neither is our approach.
What You Can Expect
Free Consultation
Consultations with us are 100% free. Brokers never charge for advice or quotes; we’re paid directly by the insurer. One of our consultants will reach out within 48 hours to understand your risk profile and business needs.
Quotation & Onboarding
Before our first meeting, we start by reviewing your current policy and claims history. If unavailable, we’ll discuss your needs in person. You can give us broker access or sign a consent form so we can retrieve the necessary documents. By submitting your details, you consent to us contacting you, verifying risk information, and liaising with third parties to prepare accurate quote options, all in line with POPIA.
Claims Handling
We handle each claim with care, confidentiality, and urgency. Once your documents, available on our website’s service pages, are submitted, our team will assess the details and guide you through the next steps to ensure a smooth and transparent resolution.
Curious About What Our Clients Have To Say?
Janny S. - CFO, Building Material Supplier
6 months ago
When our delivery vehicle was involved in an accident, I braced for major delays. Odiglo handled the entire process clearly, told us exactly what was needed, and kept me updated without me having to chase. The claim was wrapped up with zero drama, and we were able to keep serving clients without missing a beat.
Busisiwe L. - Site Manager, Engineering Firm
1 month ago
After an on-site accident led to a negligence claim, Odiglo coordinated with our insurer’s legal team and helped compile necessary documents. The evidence showed we acted appropriately, resulting in a dismissed allegation. The process was handled professionally, supporting our team and allowing us to focus on recovery.
We didn’t think cyber was a mining risk. Odiglo showed how a breach can quickly turn into payment fraud. They structured cyber liability for breach response and commercial crime for direct financial loss, aligned under one incident plan. Now our cover follows both the data and the money without gaps.
Saxon N. – Managing Director, Mining House
3 months ago
Accreditations & Affiliations
We combine over five decades of underwriting insight, technical precision, and hands-on service. Our strength lies in our deep relationships with over 17 major local and international insurers, relationships we’ve built to give our clients better service, better options, and better outcomes.

But our greatest difference is personal: at Odiglo, you're never just a policy number. You’ll have direct access to a broker who knows your business and answers when it matters. We believe insurance is personal. It should feel like a relationship, not a transaction.
Financial Services Provider
FSP 44274
Member of

Financial Intermediaries Association (FIA)
Registered with

South African Insurance Association (SAIA)
Contracted with

17 leading Insurers and Underwriters
Let Us Know How We Can Help
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